{"id":33429,"date":"2023-11-28T15:04:27","date_gmt":"2023-11-28T15:04:27","guid":{"rendered":"https:\/\/istanbulchannel.net\/?p=33429"},"modified":"2023-11-28T15:04:28","modified_gmt":"2023-11-28T15:04:28","slug":"denizbank-saadet-zinciriyle-ilgimiz-yok","status":"publish","type":"post","link":"https:\/\/istanbulchannel.net\/index.php\/2023\/11\/28\/denizbank-saadet-zinciriyle-ilgimiz-yok\/","title":{"rendered":"Denizbank: Saadet zinciriyle ilgimiz yok"},"content":{"rendered":"\n

Fatih Terim ve baz\u0131 futbolcular\u0131n\u0131n isminin kar\u0131\u015ft\u0131\u011f\u0131 yolsuzluk davas\u0131nda Denizbank sessizli\u011fini bozdu. Banka, eski B\u00fcy\u00fckdere \u015eube M\u00fcd\u00fcr\u00fc Se\u00e7il Erzan’\u0131n doland\u0131r\u0131c\u0131l\u0131k su\u00e7lamas\u0131yla tutukland\u0131\u011f\u0131 davaya ili\u015fkin a\u00e7\u0131klama yapt\u0131. Banka a\u00e7\u0131klamas\u0131nda, doland\u0131r\u0131c\u0131l\u0131k olay\u0131ndan ilk kez 7 Nisan 2023 tarihinde haberleri oldu\u011fu, bu tarihe kadar Erzan’a para veren ki\u015filerden hi\u00e7 kimsenin \u015fikayet\u00e7i olmad\u0131\u011f\u0131n\u0131 g\u00f6r\u00fc\u015f\u00fcne yer verildi. A\u00e7\u0131klamaya g\u00f6re, doland\u0131r\u0131c\u0131l\u0131k giri\u015fimi yine banka taraf\u0131ndan savc\u0131l\u0131\u011fa bildirildi. Banka, Erzan’\u0131n i\u015flemlerinde banka resmi evraklar\u0131n\u0131 da kullan\u0131lmad\u0131\u011f\u0131n\u0131 savunurken, sistemin bir “Saadet zinciri” oldu\u011fu, olaya ismi kar\u0131\u015fanlar\u0131 da bilin\u00e7i olarak bu sisteme girdi\u011fi iddias\u0131n\u0131 dile getirdi.<\/strong><\/p>\n\n\n\n

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Denizbank, eski \u00e7al\u0131\u015fanlar\u0131 Se\u00e7il Erzan’\u0131n ad\u0131n\u0131n kar\u0131\u015ft\u0131\u011f\u0131 yolsuzluk dosyas\u0131na y\u00f6nelik ayr\u0131nt\u0131l\u0131 a\u00e7\u0131klama yapt\u0131. Fatih Terim, Arda Turan ve Emre Bel\u00f6zo\u011flu gibi isimlerin doland\u0131r\u0131ld\u0131\u011f\u0131 gerek\u00e7esiyle a\u00e7\u0131lan dava hakk\u0131nda bilgi verilen a\u00e7\u0131klamada, olaydan 7 Nisan 2023 tarihinde haberdar oldu\u011fu belirtildi.<\/p>\n\n\n\n

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“SAADET Z\u0130NC\u0130R\u0130 \u0130LE ALAKAMIZ YOK”<\/strong><\/p>\n\n\n\n

Bankan\u0131n verdi\u011fi bilgiye g\u00f6re, doland\u0131r\u0131ld\u0131\u011f\u0131n\u0131 iddia eden isimlerle hemen toplant\u0131 yap\u0131ld\u0131. A\u00e7\u0131klamada \u015f\u00f6yle denildi:<\/p>\n\n\n\n

“- 8 Nisan Cumartesi sabah\u0131 spor d\u00fcnyas\u0131ndan olan isimler Bankam\u0131z\u0131 ziyaret etmi\u015f, kendileriyle Bankam\u0131z Hukuk, Operasyon, Tefti\u015f Kurulu, \u0130nsan Kaynaklar\u0131 birimlerinin y\u00f6neticileri, ilgili B\u00f6lge M\u00fcd\u00fcr\u00fc ve Genel M\u00fcd\u00fcr\u00fcm\u00fcz\u00fcn de kat\u0131ld\u0131\u011f\u0131 toplant\u0131 ger\u00e7ekle\u015ftirilmi\u015ftir.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

– Toplant\u0131da, spor d\u00fcnyas\u0131ndan olan ki\u015filer kendi eski hocalar\u0131n\u0131n ad\u0131yla an\u0131lan bir fon oldu\u011funu belirtip Se\u00e7il Erzan taraf\u0131ndan kand\u0131r\u0131ld\u0131klar\u0131n\u0131 ve \u00f6nemli tutardaki paralar\u0131 kendisine verdiklerini s\u00f6ylemi\u015fler, bir ka\u011f\u0131da el yaz\u0131s\u0131 ile yaz\u0131l\u0131 alacakl\u0131 listesinin g\u00f6r\u00fcnt\u00fcs\u00fcn\u00fc vermi\u015flerdir. Bankam\u0131z ma\u011fdur oldu\u011funu beyan eden ki\u015filerin isimlerini toplu olarak ilk kez b\u00f6yle \u00f6\u011frenmi\u015ftir.”<\/p>\n\n\n\n

Bankan\u0131n a\u00e7\u0131klamas\u0131na g\u00f6re Se\u00e7il Erzan ile temasa ge\u00e7ilmek istendi ancak ula\u015f\u0131lamad\u0131. Bu giri\u015fimlerden sonra banka yetkilileri Erzan ile temas kurdu. Ard\u0131ndan Erzan’\u0131n evine gidilerek baz\u0131 notlar al\u0131nd\u0131 ancak bu notlardan parasal trafi\u011fe ili\u015fkin bilgi edinilemedi. Banka, Erzan’\u0131n zorla al\u0131konuldu\u011fu ve tehdit edildi\u011fine ili\u015fkin iddialar\u0131 yalanlarken, \u015fu bilgileri payla\u015ft\u0131:<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

“- Se\u00e7il Erzan\u2019\u0131n Bankam\u0131za giri\u015f ve \u00e7\u0131k\u0131\u015f\u0131 aras\u0131ndaki t\u00fcm hareketler, lobi ve toplant\u0131 odas\u0131ndaki giri\u015f \u00e7\u0131k\u0131\u015flar kamera kay\u0131tlar\u0131yla tespit edilmi\u015f olup rapor e\u015fli\u011finde Cumhuriyet Savc\u0131l\u0131\u011f\u0131na sunulmu\u015ftur. Hal b\u00f6yle iken, kanunen yerine getirmek zorunda oldu\u011fumuz prosed\u00fcrlerin uygulanmas\u0131n\u0131n Bankam\u0131z\u0131n \u201cpersonelini al\u0131koymak\u201d \u015feklinde anlat\u0131lmas\u0131 kabul edilemez bir iddiad\u0131r.<\/p>\n\n\n\n

– Daha a\u00e7\u0131k bir ifadeyle belirtmek isteriz ki; Se\u00e7il Erzan\u2019\u0131n \u201cortada zimmet su\u00e7u yoktur, konunun bankayla ilgisi yoktur y\u00f6n\u00fcnde ifade vermesi ve bu kapsamda delillerin bertaraf edilmesi maksad\u0131yla bask\u0131 alt\u0131na al\u0131nmas\u0131 hatta h\u00fcrriyetinden yoksun b\u0131rak\u0131lmas\u0131\u201d y\u00f6n\u00fcndeki t\u00fcm iddialar tamamen mesnetsizdir. Kald\u0131 ki iddia sahiplerinin belge dedikleri ka\u011f\u0131tlar, \u015fikayet\u00e7iler ve vekilleri taraf\u0131ndan mahkeme dosyalar\u0131na sunulmu\u015ftur.<\/p>\n\n\n\n

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– DenizBank\u2019ta saadet zincirine dair herhangi bir kay\u0131t bulunmad\u0131\u011f\u0131ndan do\u011fal olarak herhangi bir delilin karart\u0131lmas\u0131 da s\u00f6z konusu olamaz. DenizBank, Cumhuriyet Savc\u0131l\u0131\u011f\u0131 ve BDDK taraf\u0131ndan kendisinden istenen di\u011fer t\u00fcm bilgi ve belgeleri derhal ilgili makamlara sunmu\u015ftur. Bu \u00e7er\u00e7evede hassas b\u00f6lgeler olarak kabul edilen banka \u015fubelerinde al\u0131nan kamera kay\u0131tlar\u0131 genel team\u00fcl olarak iki-\u00fc\u00e7 ay saklanmakta iken, baz\u0131 m\u00fc\u015fteki avukatlar\u0131n\u0131n delil karartmakla itham etti\u011fi Bankam\u0131z, Levent B\u00fcy\u00fckdere Caddesi \u015eubemizin 27 kamera taraf\u0131ndan tespit edilen yakla\u015f\u0131k 10 ayl\u0131k \u015fube kay\u0131tlar\u0131n\u0131 da, daha soru\u015fturman\u0131n en ba\u015f\u0131nda adli mercilere teslim etmi\u015ftir.”<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Bankan\u0131n a\u00e7\u0131klamas\u0131nda, banka m\u00fcd\u00fcrlerinin nakit para alma yetkisi bulunmad\u0131\u011f\u0131 da savunuldu ve bu durumun inceleme konusu yap\u0131ld\u0131\u011f\u0131 aktar\u0131ld\u0131. A\u00e7\u0131klamada \u015f\u00f6yle denildi: <\/p>\n\n\n\n

“-BDDK taraf\u0131ndan g\u00f6revlendirilmi\u015f Murak\u0131plarca i\u00e7lerinde Deniz Bank\u2019\u0131n da oldu\u011fu 23 bankan\u0131n kay\u0131tlar\u0131 incelenmi\u015ftir. S\u00f6z konusu inceleme sonucunda haz\u0131rlanm\u0131\u015f olan 16.06.2023 tarihli 88387 say\u0131l\u0131 raporun 41. sayfas\u0131nda \u201cSe\u00e7il Erzan taraf\u0131ndan teslim al\u0131nd\u0131\u011f\u0131 iddia edilen paralar\u0131n Banka kay\u0131tlar\u0131na ve\/veya Banka mamelekine herhangi bir \u015fekilde girmedi\u011fi, i\u015flemlerde aldatma unsurunun var olabilece\u011fi (olmayan bir fonu varm\u0131\u015f gibi g\u00f6sterme) Se\u00e7il Erzan\u2019\u0131n hizmet s\u00f6zle\u015fmesinde m\u00fc\u015fterilerden fiziki ve nakdi para kabul etme gibi bir g\u00f6revinin bulunmad\u0131\u011f\u0131 hususlar\u0131 tespit edilmi\u015ftir.”

– Deniz Bank\u2019ta gi\u015fe personeli d\u0131\u015f\u0131nda hi\u00e7 kimsenin nakit para kabul etme yetkisi bulunmamaktad\u0131r.\u00a0T\u00fcrkiye\u2019deki b\u00fct\u00fcn bankalardaki bankac\u0131l\u0131k i\u015flemleri, ilgili bankalar\u0131n sistemlerinde ger\u00e7ekle\u015ftirilmekte ve \u015fubelerden yap\u0131lan her t\u00fcrl\u00fc nakit para kabul etme i\u015flemleri de yine sadece bu i\u015fle g\u00f6revlendirilmi\u015f personel vas\u0131tas\u0131yla gi\u015felerden yap\u0131labilmektedir. \u015eikayet\u00e7ilerin hemen hepsinin Deniz Bank ve di\u011fer bankalar\u0131n m\u00fc\u015fterileri oldu\u011fu da g\u00f6zetildi\u011finde, kural\u0131n bu ki\u015filerce bilinmedi\u011fini s\u00f6yleyebilmek hayat\u0131n ola\u011fan ak\u0131\u015f\u0131na ayk\u0131r\u0131d\u0131r.”<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

A\u00e7\u0131klamada, bankan\u0131n yolsuzluk iddias\u0131yla ilgisi olup olmad\u0131\u011f\u0131 konusunun BDDK taraf\u0131ndan da incelendi\u011fi belirtildi. A\u00e7\u0131klamaya g\u00f6re BBDK, bu konuda bilgi ve belge bulamad\u0131. <\/p>\n\n\n\n

– \u0130stanbul Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131 makam\u0131 taraf\u0131ndan y\u00fcr\u00fct\u00fclen 2023\/82925 Say\u0131l\u0131 soru\u015fturma kapsam\u0131na dahil oldu\u011fu g\u00f6r\u00fclen 19.04.2023 tarihli su\u00e7 duyurusunda Banka Y\u00f6neticileri Hakan Ate\u015f, Mehmet Aydo\u011fdu ve Se\u00e7il Erzan \u015f\u00fcpheli olarak g\u00f6sterilmektedir. Se\u00e7il Erzan\u2019a atfedilen fiiller konusunda Rapor\u2019da ayr\u0131nt\u0131l\u0131 bilgiler mevcuttur. \u015e\u00fcpheli ifadelerinin bir k\u0131sm\u0131nda Se\u00e7il Erzan\u2019\u0131n Banka Y\u00f6neticileri Hakan Ate\u015f ve Mehmet Aydo\u011fdu taraf\u0131ndan y\u00f6netilen bir fonda y\u00fcksek getiri beklentisiyle nemaland\u0131rma taahh\u00fcd\u00fcyle para toplad\u0131\u011f\u0131 iddia olunsa da ad\u0131 ge\u00e7en Banka Y\u00f6neticileri taraf\u0131ndan y\u00f6netilen ve m\u00fc\u015ftekilerden edinilen paran\u0131n kayden veya nakden aktar\u0131ld\u0131\u011f\u0131 b\u00f6yle bir fonun mevcudiyetine ili\u015fkin emareye (sirk\u00fcler, s\u00f6zle\u015fme, ilan, dekont a\u00e7\u0131klamas\u0131, para hareketi ve sair belge) rastlanmam\u0131\u015ft\u0131r.\u201d denilmek suretiyle baz\u0131 \u015fikayet\u00e7i avukatlar\u0131n\u0131n iddia etti\u011fi gibi DenizBank Y\u00f6netim Kurulu \u00fcyelerinin ve y\u00f6neticilerinin konu ile ilgi ve bilgilerinin olmad\u0131\u011f\u0131 a\u00e7\u0131k\u00e7a belirtilmi\u015f, BDDK Raporu \u00e7er\u00e7evesinde zimmet su\u00e7u y\u00f6n\u00fcnden yaz\u0131l\u0131 ba\u015fvuruda bulunulmas\u0131na yer olmad\u0131\u011f\u0131na karar verilmi\u015ftir.”<\/p>\n\n\n\n

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29 \u015e\u0130KAYET\u00c7\u0130 VAR<\/strong><\/p>\n\n\n\n

Bankan\u0131n verdi\u011fi bilgiyi g\u00f6re yolsuzluk olay\u0131 kapsam\u0131nda 29 ki\u015fi bankaya ba\u015fvurdu. Banka a\u00e7\u0131klamas\u0131nda Erzan’\u0131n doland\u0131r\u0131ld\u0131\u011f\u0131n\u0131 iddia eden ki\u015filer verdi\u011fi evraklar\u0131n da resmi olmad\u0131\u011f\u0131 \u015fu ifadelerle belirtildi: <\/p>\n\n\n\n

” Se\u00e7il Erzan taraf\u0131ndan \u00fcretilen b\u00fct\u00fcn ka\u011f\u0131tlar, \u201cbanka sistemi d\u0131\u015f\u0131nda\u201d kendisi taraf\u0131ndan \u00fcretildi\u011finden sistemde bu ka\u011f\u0131tlara ili\u015fkin herhangi bir log kayd\u0131 (bilgisayar iz kayd\u0131) bulunmamaktad\u0131r. Bu ka\u011f\u0131tlar; ajanda sayfas\u0131, not ka\u011f\u0131d\u0131, \u00e7izgili defter ka\u011f\u0131d\u0131 ve A4 ka\u011f\u0131t gibi ve \u00e7o\u011funlukla elle yaz\u0131lm\u0131\u015f ve gayriciddi bir \u015fekilde olu\u015fturulmu\u015ftur. Bunlar\u0131n belge oldu\u011funu iddia etmek de m\u00fcmk\u00fcn de\u011fildir. Bankac\u0131l\u0131k sistemine girmeyen para ve belgelerin takibi yap\u0131lamaz. \u0130lave bilgi olarak; m\u00fc\u015fterilerimizin gi\u015felerimizden yapt\u0131klar\u0131 t\u00fcm i\u015flemler hem sistemde kay\u0131tl\u0131, hem de dekontlar\u0131 da izlenebilir durumdad\u0131r.”<\/p>\n\n\n\n

“KAMERA KAYITLARINDA YOKLAR”<\/strong><\/p>\n\n\n\n

Banka iddialar\u0131 yan\u0131tlarken, \u015f\u00fckeyet\u00e7ilerin banka gi\u015fesine para teslim ettiklerine y\u00f6nelik su\u00e7lamalar\u0131na da a\u00e7\u0131kl\u0131k getirdi. Bankan\u0131n verdi\u011fi bilgiye g\u00f6re, \u015fubenin kamera kay\u0131tlar\u0131nda gi\u015felere teslim edilen para olmad\u0131\u011f\u0131 gibi, \u015fubeye geldikleri belirten ki\u015filerin de iddia ettikleri tarihte \u015fubeye gelmedikleri g\u00f6r\u00fcld\u00fc. <\/strong><\/p>\n\n\n\n

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“SAADET Z\u0130NC\u0130R\u0130N\u0130 B\u0130L\u0130YORLARDI”<\/strong><\/p>\n\n\n\n

Denizbank, Se\u00e7il Erzan’a para verip doland\u0131r\u0131ld\u0131klar\u0131n\u0131 iddia edenlerin, asl\u0131nda “saadet zincirini” bildiklerini savundu. A\u00e7\u0131klama, \u015fu ifadelere yer verildi: <\/p>\n\n\n\n

“- \u0130ddia sahipleri \u015fahsi birikimlerini bankac\u0131l\u0131k sistemi d\u0131\u015f\u0131nda ve \u00e7o\u011funlukla \u015fube lokali haricindeki yerlerde elden Se\u00e7il Erzan\u2019a veya kuryelerine teslim etmi\u015f, hatta baz\u0131lar\u0131 varl\u0131klar\u0131n\u0131 DenizBank\u2019tan \u00e7ekerek vermeyi tercih etmi\u015flerdir.<\/p>\n\n\n\n

– Bu durum, bildirimde bulunan \u015fah\u0131slar\u0131n paralar\u0131n\u0131n Bankam\u0131z d\u0131\u015f\u0131nda saadet zinciri veya piramit sistemi benzeri bir olu\u015fumda de\u011ferlendirildi\u011fini bildiklerini g\u00f6stermektedir. Se\u00e7il Erzan\u2019\u0131n, \u00e7e\u015fitli \u015fah\u0131slardan sa\u011flayarak olu\u015fturdu\u011fu ve saadet zinciri \u015feklinde bir sistem kurdu\u011fu ve ki\u015filere fahi\u015f getiri vadetti\u011fi de\u011ferlendirilmektedir. \u015eah\u0131slar\u0131n beyanlar\u0131nda belirtti\u011fi getiri beklentileri de ola\u011fan bankac\u0131l\u0131k yat\u0131r\u0131m \u00fcr\u00fcnlerinin getirileri ile mukayese edildi\u011finde finansal hayat\u0131n ger\u00e7eklerine uymayan \u00f6l\u00e7ekte y\u00fcksektir.<\/p>\n\n\n\n

– Belirtilen hususlar \u0131\u015f\u0131\u011f\u0131nda, iddia sahiplerinin Se\u00e7il Erzan\u2019a verdiklerini s\u00f6yledikleri tutarlar\u0131n bankac\u0131l\u0131k sisteminde de\u011ferlendirilmedi\u011fini bildikleri, bir\u00e7o\u011funun birbirleriyle ba\u011flant\u0131l\u0131 olduklar\u0131, b\u00fcy\u00fck \u00f6l\u00e7\u00fcde birbirlerini ikna yoluyla saadet zincirine dahil olduklar\u0131, dolay\u0131s\u0131yla ortak hareket etme iradesini g\u00f6sterdikleri de\u011ferlendirilmektedir.<\/a><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Fatih Terim ve baz\u0131 futbolcular\u0131n\u0131n isminin kar\u0131\u015ft\u0131\u011f\u0131 yolsuzluk davas\u0131nda Denizbank sessizli\u011fini bozdu. Banka, eski B\u00fcy\u00fckdere \u015eube M\u00fcd\u00fcr\u00fc Se\u00e7il Erzan’\u0131n doland\u0131r\u0131c\u0131l\u0131k su\u00e7lamas\u0131yla tutukland\u0131\u011f\u0131 davaya ili\u015fkin<\/p>\n","protected":false},"author":2,"featured_media":33435,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,12,185,15,188,411],"tags":[403,402,788,789,787,790,202,180,791,786,409,204],"class_list":["post-33429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-gundem","category-manset","category-turkiye","category-yasam","category-yerel","tag-sinankoyuncu-2","tag-vekilim","tag-arda-turan","tag-deniz-bank","tag-fatih-terim","tag-hakan-ates","tag-istanbul","tag-istanbulchannel","tag-mehmet-aydogdu","tag-secil-erzan","tag-sinan-koyuncu","tag-turkiye"],"_links":{"self":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/33429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/comments?post=33429"}],"version-history":[{"count":1,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/33429\/revisions"}],"predecessor-version":[{"id":33440,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/33429\/revisions\/33440"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media\/33435"}],"wp:attachment":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media?parent=33429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/categories?post=33429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/tags?post=33429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}