{"id":26019,"date":"2021-11-16T05:30:00","date_gmt":"2021-11-16T05:30:00","guid":{"rendered":"https:\/\/haberglobal.com.tr\/ekonomi\/milyonlari-ilgilendiren-haber-emekli-olmak-isteyenler-icin-kasim-ve-aralik-detayi-143727"},"modified":"2021-11-16T05:30:00","modified_gmt":"2021-11-16T05:30:00","slug":"milyonlari-ilgilendiren-haber-emekli-olmak-isteyenler-icin-kasim-ve-aralik-detayi","status":"publish","type":"post","link":"https:\/\/istanbulchannel.net\/index.php\/2021\/11\/16\/milyonlari-ilgilendiren-haber-emekli-olmak-isteyenler-icin-kasim-ve-aralik-detayi\/","title":{"rendered":"Milyonlar\u0131 ilgilendiren haber! Emekli olmak isteyenler i\u00e7in Kas\u0131m ve Aral\u0131k detay\u0131"},"content":{"rendered":"

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Yay\u0131nlanma: <\/span>

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\"Milyonlar\u0131 <\/picture> <\/figure>\n

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Emeklilikte geliri art\u0131rmak i\u00e7in \u00e7al\u0131\u015f\u0131rken planlama yapmak gerekiyor. Emekli ayl\u0131\u011f\u0131n\u0131 y\u00fckseltecek en kolay \u00e7\u00f6z\u00fcm Sosyal G\u00fcvenlik Kurumu’na bildirilen prime esas kazan\u00e7 tutar\u0131n\u0131n y\u00fckseltilmesi. Ayl\u0131k ba\u011flama oran\u0131 sigortal\u0131n\u0131n ya\u015fl\u0131l\u0131k, malull\u00fck, \u00f6l\u00fcm sigortalar\u0131nda toplam prim \u00f6deme g\u00fcn say\u0131s\u0131n\u0131n her 360 g\u00fcn\u00fc i\u00e7in y\u00fczde 2 uygulan\u0131yor.<\/p>\n

Y\u00dcKSEK PR\u0130M \u00d6DEMEK AYLI\u011eI ARTIRIR MI?<\/strong><\/h2>\n

Y\u00fcksek prim \u00f6demesi ayl\u0131\u011f\u0131 do\u011frudan art\u0131r\u0131yor. 2008 sonras\u0131 d\u00f6nem i\u00e7in ayl\u0131k ba\u011flama oran\u0131 malull\u00fck, ya\u015fl\u0131l\u0131k, \u00f6l\u00fcm sigortalar\u0131nda toplam prim \u00f6deme g\u00fcn say\u0131s\u0131n\u0131n her 360 g\u00fcn\u00fc i\u00e7in y\u00fczde 2 uygulan\u0131yor. Hesaplamada 360 g\u00fcnden eksik s\u00fcreler orant\u0131l\u0131 olarak dikkate al\u0131n\u0131rken, ayl\u0131k ba\u011flama oran\u0131 y\u00fczde 90’\u0131 ge\u00e7emiyor.<\/p>\n

2000 TAR\u0130H\u0130NDEN SONRA NASIL B\u0130R S\u0130STEM UYGULANMAYA BA\u015eLADI?<\/strong><\/h2>\n

Sigortal\u0131n\u0131n 2000 ve daha sonraki y\u0131llara ait prime esas y\u0131ll\u0131k kazanc\u0131 g\u00fcncelleme katsay\u0131s\u0131 ile ayl\u0131k ba\u011flanma oran\u0131n\u0131n \u00e7arp\u0131m\u0131 sonucu bulunuyor. 1 Ekim 2008 sonras\u0131nda ortalama ayl\u0131k kazan\u00e7la ayl\u0131k ba\u011flama oran\u0131n\u0131n \u00e7arp\u0131m\u0131 sonucu bulunmaya ba\u015flad\u0131<\/p>\n

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UZUN YILLAR \u00c7ALI\u015eMAK, PR\u0130M G\u00dcN\u00dcN FAZLA OLMASI EMEKL\u0130 AYLI\u011eINI ARTIRIR MI?<\/strong><\/h2>\n

Prim g\u00fcn say\u0131s\u0131n\u0131n y\u00fcksek olmas\u0131, uzun y\u0131llar \u00e7al\u0131\u015fmak geliri art\u0131rmak i\u00e7in tek ba\u015f\u0131na yeterli olmaz. Br\u00fct kazanc\u0131n y\u00fcksek yat\u0131r\u0131lmas\u0131 \u00f6nem ta\u015f\u0131yor. E\u011fer iki i\u015fte birden \u00e7al\u0131\u015f\u0131yorsan\u0131z mutlaka ikinci i\u015f i\u00e7in de prim yat\u0131r\u0131n. SGK<\/a>‘ya bildirilen matrah art\u0131nca emekli ayl\u0131\u011f\u0131 da y\u00fckseliyor.<\/p>\n

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31 ARALIK 1999 \u00d6NCES\u0130 D\u00d6NEM\u0130N TAMAMINDA \u00c7ALI\u015eMAYANLAR BOR\u00c7LANMAYA GIDEB\u0130L\u0130R M\u0130?<\/strong><\/h2>\n

Sabah Gazetesinden Hazal Ate\u015f’in haberine g\u00f6re Bu y\u0131llar\u0131ndan tamam\u0131nda \u00e7al\u0131\u015fmayanlar askerlik, do\u011fum, yurtd\u0131\u015f\u0131 bor\u00e7lanmaya gidebilir. Bor\u00e7lanman\u0131n y\u00fcksek tavandan yat\u0131r\u0131lmas\u0131 ayl\u0131\u011f\u0131 art\u0131r\u0131r.<\/p>\n

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BA\u011e-KUR EMEKL\u0130 AYLI\u011eINDA DA MI 3 D\u00d6NEM ESAS ALINIYOR, AYLI\u011eI Y\u00dcKSELTMEK \u0130\u00c7\u0130N NE YAPMAK GEREK\u0130YOR?<\/strong><\/h2>\n

2000 \u00f6ncesi y\u00fcksek basamaktan prim \u00f6deyenlerin ayl\u0131\u011f\u0131 daha y\u00fcksek olur. Ekim 2008 sonras\u0131nda ayl\u0131klar daha d\u00fc\u015f\u00fck hesaplan\u0131yor. Emekli ayl\u0131\u011f\u0131n\u0131 y\u00fckseltmek isteyen Ba\u011f- Kur’lular prime esas kazan\u00e7lar\u0131n\u0131 y\u00fckselterek y\u00fcksek prim \u00f6demeli.<\/p>\n

EMEKL\u0130L\u0130KTE \u00c7OCUK SAYISININ FAZLA OLMASI AYLI\u011eI ARTIRIR MI?<\/strong><\/h2>\n

Ba\u015fvurulurken tahsis formu doldurulur. Bakmakla y\u00fck\u00fcml\u00fc e\u015fle birlikte \u00e7ocuk say\u0131s\u0131 da eklenir. Bakmakla y\u00fck\u00fcml\u00fc ki\u015filer olmas\u0131 ayl\u0131k ba\u011flama oran\u0131n\u0131 art\u0131r\u0131r.<\/p>\n

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SSK’DAN EMEKL\u0130 OLMAK DAHA MI AVANTAJLI?<\/strong><\/h2>\n

\u0130mk\u00e2n\u0131 olanlar iste\u011fe ba\u011fl\u0131 sigorta, Ba\u011f-Kur yerine SSK se\u00e7ene\u011fine y\u00f6nelmeli. 2008 \u00f6ncesi sigortal\u0131 olanlarda hangi kurumdan emekli olunaca\u011f\u0131n\u0131n belirlenmesi i\u00e7in son yedi y\u0131la bak\u0131l\u0131yor. Son yedi y\u0131l iki kuruma ba\u011fl\u0131 \u00e7al\u0131\u015fanlar 3.5 y\u0131l\u0131 a\u015fan hizmetin bulundu\u011fu kurumdan emekli olur. SSK’dan emekli olmak isteyenlerin son 3.5 y\u0131l\u0131 bu sigorta kolunda ge\u00e7irmesi gerekiyor. Bu da daha erken ve y\u00fcksek ayl\u0131k imk\u00e2n\u0131 veriyor.<\/p>\n

EMEKL\u0130 AYLI\u011eININ ARTMASINDA 2000 \u00d6NCES\u0130 PR\u0130MLER NEDEN \u00d6NEML\u0130?<\/strong><\/h2>\n

2000 \u00f6nceki d\u00f6nem ayl\u0131k hesab\u0131 g\u00f6sterge, memur maa\u015f katsay\u0131 ve ayl\u0131k ba\u011flama oran\u0131 \u00e7arp\u0131m\u0131 ile bulunuyor. 31 Aral\u0131k 1999 g\u00fcn\u00fcne kadar normal ko\u015fullarda 5 bin prim g\u00fcn\u00fc i\u00e7in g\u00f6stergeden ayl\u0131k ba\u011flanacaksa ayl\u0131k ba\u011flama oran\u0131 y\u00fczde 60 uygulan\u0131yor. Ayl\u0131k ba\u011flama oran\u0131 5 bin prim g\u00fcn\u00fcnden sonra her tam 240 g\u00fcn i\u00e7in y\u00fczde 1, kad\u0131nlar i\u00e7in 50, erkekler i\u00e7in de 55 ya\u015f\u0131ndan sonraki her tam ya\u015f i\u00e7in yine y\u00fczde 1 oran\u0131nda art\u0131r\u0131l\u0131yordu. G\u00f6sterge sisteminin esas al\u0131nd\u0131\u011f\u0131 2000 \u00f6ncesi primler emekli ayl\u0131\u011f\u0131n\u0131 y\u00fckseltiyor.<\/p>\n

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ASKERL\u0130K BOR\u00c7LANMASININ AYLI\u011eA ETK\u0130S\u0130 HER \u00c7ALI\u015eAN \u0130\u00c7\u0130N AYNI MI?<\/strong><\/h2>\n

Askerlik bor\u00e7lanmas\u0131n\u0131n emekli ayl\u0131\u011f\u0131na etkisi, prim \u00f6deme g\u00fcn say\u0131s\u0131, askerlik d\u00f6nemi ve g\u00f6stergeye g\u00f6re de\u011fi\u015fir. \u00d6zellikle 2000 \u00f6ncesi d\u00f6nemin y\u00fcksek tavandan yat\u0131r\u0131lmas\u0131 geliri art\u0131rmada \u00f6nemli katk\u0131 sa\u011flar. Kanuna g\u00f6re askerlikte ge\u00e7en hizmet s\u00fcreleri, sigortal\u0131l\u0131\u011f\u0131n ba\u015flang\u0131\u00e7 tarihinden \u00f6nce ise; sigortal\u0131l\u0131k ba\u015flang\u0131\u00e7 tarihi, bor\u00e7land\u0131r\u0131lan s\u00fcre kadar geriye g\u00f6t\u00fcr\u00fcl\u00fcr.<\/p>\n

\u0130\u015eVEREN\u0130N SGK’YA B\u0130LD\u0130R\u0130MDE \u00dcCRET\u0130 D\u00dc\u015e\u00dcK G\u00d6STERMES\u0130 DURUMUNDA NE YAPMAK GEREK\u0130YOR?<\/strong><\/h2>\n

\u00dccretin d\u00fc\u015f\u00fck bildirimi emekli ayl\u0131\u011f\u0131n\u0131 da d\u00fc\u015f\u00fcr\u00fcr. Kurum’a dilek\u00e7e verilebilece\u011fi gibi dava a\u00e7\u0131larak da hizmet tespiti yapt\u0131r\u0131labilir. \u0130lerleyen d\u00f6nemde s\u0131k\u0131nt\u0131 ya\u015famamak i\u00e7in yat\u0131r\u0131lan primlerin d\u00fczenli olarak kontrol edilmesinde fayda bulunuyor.<\/p>\n

MEMURUN EMEKL\u0130L\u0130\u011e\u0130NDE EK G\u00d6STERGE NEDEN \u00d6NEML\u0130?<\/strong><\/h2>\n

Memurlar emekli olurken derecesi, kademesi, hizmet s\u00fcresi, ek g\u00f6stergesi belirleyici oluyor. Ekim 2008 \u00f6ncesi i\u015fe ba\u015flayan memurun emekli ayl\u0131\u011f\u0131 hesaplan\u0131rken g\u00f6sterge, katsay\u0131 sistemi dikkate al\u0131n\u0131yor. Buna g\u00f6re 25 y\u0131l \u00e7al\u0131\u015fan memura ayl\u0131k kazanc\u0131n\u0131n y\u00fczde 75’i oran\u0131nda ayl\u0131k ba\u011flan\u0131yor. 2008 sonras\u0131 ise bu oran y\u00fczde 50’ye d\u00fc\u015f\u00fcyor.<\/p>\n

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YA\u015eLILIK AYLI\u011eI BA\u011eLANACAK STAT\u00dc NASIL BEL\u0130RLEN\u0130YOR?<\/strong><\/h2>\n

1 Ekim 2008 ve sonras\u0131nda ilk defa sigortal\u0131 olanlar \u00e7al\u0131\u015fma hayat\u0131 boyunca en fazla hizmetinin bulundu\u011fu stat\u00fcden emekli olacakt\u0131r. Bu tarihten \u00f6nce sigortal\u0131 olanlar ise son yedi y\u0131ll\u0131k fiili hizmet s\u00fcresi i\u00e7inde fiili hizmet s\u00fcresi fazla stat\u00fcden, hizmet s\u00fcrelerinin e\u015fit olmas\u0131 halinde ise e\u015fit hizmet s\u00fcrelerinden sonuncusunun tabi oldu\u011fu stat\u00fcden ba\u011flan\u0131r.<\/p>\n

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EMEKL\u0130 AYLI\u011eI NE ZAMAN BA\u015eLAR, ORAN NASIL HESAPLANIYOR?<\/strong><\/h2>\n

Sigortal\u0131lar\u0131n ayl\u0131\u011fa hak kazanma \u015fartlar\u0131n\u0131 yerine getirmeleri halinde ayl\u0131klar\u0131, yaz\u0131l\u0131 istek tarihini takip eden ayba\u015f\u0131ndan itibaren ba\u015flamaktad\u0131r. Kurumca ba\u011flanan ayl\u0131klar, her y\u0131l\u0131n Ocak ve Temmuz tarihlerinden ge\u00e7erli olmak \u00fczere bir \u00f6nceki alt\u0131 ayl\u0131k d\u00f6neme ait T\u00dcFE oran\u0131 kadar art\u0131r\u0131l\u0131r.<\/p>\n

HANG\u0130 S\u0130GORTALILAR DAHA KOLAY \u015eARTLAR \u0130LE YA\u015eLILIK AYLI\u011eINA HAK KAZANMAKTADIR?<\/strong><\/h2>\n

Sosyal g\u00fcvenlik uygulamalar\u0131nda, \u00e7al\u0131\u015fmaya ba\u015flad\u0131\u011f\u0131 tarihten \u00f6nce malul olan, engellili\u011fi nedeniyle vergi indiriminden yararlana, \u00e7al\u0131\u015fma g\u00fcc\u00fc kayb\u0131 olan, maden i\u015fyerinin yer alt\u0131 i\u015flerinde \u00e7al\u0131\u015fan, erken ya\u015fland\u0131\u011f\u0131 tespit edilenlere kolay \u015fartlarda emeklilik imkan\u0131 sa\u011flan\u0131yor.<\/p>\n

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EMEKL\u0130Y\u0130M T\u00dcM S\u0130GORTA KOLLARINA TAB\u0130 OLARAK \u00c7ALI\u015eMAYA BA\u015eLADIM. \u0130\u015eTEN AYRILDI\u011eIMDA EMEKL\u0130 AYLI\u011eIM TEKRAR NASIL BA\u011eLANIR?<\/strong><\/h2>\n

Tekrar hesap edilir mi? Yeni ayl\u0131k, eski ayl\u0131\u011f\u0131n kesildi\u011fi tarihten sonra ayl\u0131klara yap\u0131lacak art\u0131\u015flar uygulanarak yeni ayl\u0131k ba\u015flang\u0131\u00e7 tarihi itibar\u0131yla bulunan tutar\u0131 ile emeklilik sonras\u0131 \u00e7al\u0131\u015fmaya ait k\u0131smi ayl\u0131\u011f\u0131n toplam\u0131ndan olu\u015fur.<\/p>\n

Kaynak: Haber Global<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Emekli ayl\u0131\u011f\u0131n\u0131n miktar\u0131 \u00e7al\u0131\u015fma s\u00fcresi ve prime esas kazan\u00e7la birlikte dilek\u00e7e tarihine g\u00f6re de de\u011fi\u015febiliyor. Ocak, temmuz aylar\u0131nda yap\u0131lan art\u0131\u015flar…<\/p>\n","protected":false},"author":2,"featured_media":26020,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-26019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/26019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/comments?post=26019"}],"version-history":[{"count":0,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/26019\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media\/26020"}],"wp:attachment":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media?parent=26019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/categories?post=26019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/tags?post=26019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}