{"id":18326,"date":"2021-10-06T15:02:00","date_gmt":"2021-10-06T15:02:00","guid":{"rendered":"https:\/\/istanbulchannel.net\/index.php\/2021\/10\/06\/yilin-ilk-6-ayinda-afetlerde-kayip-93-milyar-dolari-asti-42-milyar-dolari-sigortadan-karsilandi\/"},"modified":"2021-10-06T15:02:00","modified_gmt":"2021-10-06T15:02:00","slug":"yilin-ilk-6-ayinda-afetlerde-kayip-93-milyar-dolari-asti-42-milyar-dolari-sigortadan-karsilandi","status":"publish","type":"post","link":"https:\/\/istanbulchannel.net\/index.php\/2021\/10\/06\/yilin-ilk-6-ayinda-afetlerde-kayip-93-milyar-dolari-asti-42-milyar-dolari-sigortadan-karsilandi\/","title":{"rendered":"Y\u0131l\u0131n ilk 6 ay\u0131nda afetlerde kay\u0131p 93 milyar dolar\u0131 a\u015ft\u0131, 42 milyar dolar\u0131 sigortadan kar\u015f\u0131land\u0131"},"content":{"rendered":"\n
<\/div>\n

T\u00fcrkiye Sigorta, Reas\u00fcrans ve Emeklilik \u015eirketleri Birli\u011fi (TSB) Ba\u015fkan\u0131 Atilla Benli, “2021\u2019in ilk 6 ay\u0131nda ekonomik kay\u0131p 93 milyar dolar\u0131 a\u015farken, 42 milyar dolarl\u0131k k\u0131sm\u0131 ise sigortal\u0131 hasarlardan olu\u015ftu. 2020 y\u0131l\u0131nda \u00fclkemizde 984 afet meydana gelirken, bu rakam 1940 y\u0131l\u0131ndan beri en y\u00fcksek d\u00fczeyine ula\u015ft\u0131\u201d dedi. <\/p>\n

\n

Uluslararas\u0131 \u0130stanbul Sigortac\u0131l\u0131k Konferans\u0131, konusunda uzman sekt\u00f6r liderlerinin kat\u0131l\u0131m\u0131yla \u00e7evrim i\u00e7i olarak \u201c\u0130klim De\u011fi\u015fimi, Do\u011fal Afetler-Sigorta ve Reas\u00fcrans D\u00fcnyas\u0131nda Yeni Risk Yakla\u015f\u0131m\u0131\u201d ba\u015fl\u0131\u011f\u0131yla ger\u00e7ekle\u015ftirildi. Sigorta Tatbikat\u00e7\u0131lar\u0131 Derne\u011fi (STD) taraf\u0131ndan iki oturumda ger\u00e7ekle\u015fen konferans\u0131n a\u00e7\u0131l\u0131\u015f konu\u015fmas\u0131n\u0131 yapan STD Ba\u015fkan\u0131 Fahri Alt\u0131ng\u00f6z, iklim kriziyle ilgili \u00f6nemli noktalar\u0131n alt\u0131n\u0131 \u00e7izdi. Alt\u0131ng\u00f6z, \u201c\u0130klim de\u011fi\u015fikli\u011fi son d\u00f6nemin olduk\u00e7a g\u00fcndemde olan konusu. Birle\u015fmi\u015f Milletlerin raporuna g\u00f6re son 20 y\u0131lda meydana gelen 7 bin do\u011fal afet yakla\u015f\u0131k 1,5 milyon can ald\u0131. Ya\u015fanan bu afetlerin hasar\u0131 ise 3 trilyon dolar\u0131 a\u015ft\u0131. \u00d6nceki 20 y\u0131la k\u0131yasla bu m\u00fcthi\u015f bir art\u0131\u015f. Ya\u015fanan f\u0131rt\u0131nalar ise iki kattan fazla artm\u0131\u015f durumda. Son d\u00f6nemde ya\u015fanan kurakl\u0131k, yang\u0131n ve seller k\u00fcresel \u0131s\u0131nmaya dikkat \u00e7ekiyor. T\u00fcm bunlar\u0131n do\u011fal sonucu olarak sigorta ve reas\u00fcrans d\u00fcnyas\u0131 risk de\u011ferlendirmelerini yeniden g\u00f6zden ge\u00e7iriyor, yeni yollar aran\u0131yor\u201d dedi.<\/p>\n

\u201cDo\u011fal afetler ve kurakl\u0131k meselesi hayat\u0131m\u0131z\u0131n bir par\u00e7as\u0131 halini alacak elzem bir sorun olarak kar\u015f\u0131m\u0131zda duruyor\u201d<\/p>\n

T\u00fcrkiye Sigorta, Reas\u00fcrans ve Emeklilik \u015eirketleri Birli\u011fi (TSB) Ba\u015fkan\u0131 Atilla Benli ise, \u201cA\u015f\u0131r\u0131 ya\u011f\u0131\u015flar ve pe\u015finden gelen seller, orman yang\u0131nlar\u0131, \u015fiddetli f\u0131rt\u0131nalar ve dolu ya\u011f\u0131\u015flar\u0131n\u0131 bu felaketlere \u00f6rnek sayabiliriz. Ve afetler art\u0131k belli bir zaman dilimi ve geli\u015fmi\u015f \u00fclke, geli\u015fmemi\u015f \u00fclke ayr\u0131m\u0131 da yapm\u0131yor. \u00dclkemizdeki orman yang\u0131nlar\u0131 ve sel felaketleri ile ilgili ac\u0131 tecr\u00fcbemiz de iklim de\u011fi\u015fikli\u011fi konusunun ne kadar ciddi boyutlara geldi\u011finin \u00f6nemli bir g\u00f6stergesiydi. \u00dcz\u00fcc\u00fc olan bundan sonra bu t\u00fcr ani hava de\u011fi\u015fimleri ve iklim olaylar\u0131yla daha s\u0131k kar\u015f\u0131la\u015facak olmam\u0131z. Do\u011fal afetler ve kurakl\u0131k meselesi hayat\u0131m\u0131z\u0131n bir par\u00e7as\u0131 halini alacak elzem bir sorun olarak kar\u015f\u0131m\u0131zda duruyor\u201d dedi.<\/p>\n

Benli, T\u00fcrkiye\u2019deki sigorta sekt\u00f6r\u00fcyle ilgili son geli\u015fmelere ili\u015fkin \u015funlar\u0131 s\u00f6yledi:<\/p>\n

\u201cSekt\u00f6r\u00fcm\u00fczde prim \u00fcretimi a\u011fustos itibar\u0131yla y\u00fczde 17.1\u2019lik bir art\u0131\u015fla 63 milyar lira oldu. Y\u0131l sonunda bu rakam\u0131n 100 milyar lira olaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyoruz. Hayat-sa\u011fl\u0131k bran\u015f\u0131nda ise y\u00fczde 20\u2019nin \u00fczerinde prim art\u0131\u015f\u0131, yang\u0131n bran\u015f\u0131nda y\u00fczde 25\u2019lerin \u00fczerinde prim art\u0131\u015f oran\u0131 ger\u00e7ekle\u015fti. Bunlar bizi mutlu etse de kat edece\u011fimiz a\u015famalar i\u00e7in yeterli olmad\u0131\u011f\u0131n\u0131 biliyoruz. Halk\u0131m\u0131z\u0131n hayat\u0131na de\u011fer katmak, devletimizin y\u00fck\u00fcn\u00fc payla\u015fmak gibi \u00e7ok \u00f6nemli vizyonlar\u0131m\u0131z var. Bu bilin\u00e7le hep birlikte kol kola girerek var g\u00fcc\u00fcm\u00fczle \u00e7al\u0131\u015f\u0131yoruz. T\u00fcrkiye ekonomisine katma de\u011fer sa\u011flamak, sekt\u00f6re de\u011fer katmak, \u00fcr\u00fcnlerimizi geli\u015ftirmek gibi \u00f6nemli ama\u00e7lar\u0131m\u0131z var. Sekt\u00f6r\u00fcm\u00fcz\u00fcn geli\u015fimine katk\u0131 sa\u011flayacak her t\u00fcrl\u00fc projeye de\u011fer sa\u011flamaktan mutluluk duyuyoruz.\u201d<\/p>\n

\u201c2020 y\u0131l\u0131nda \u00fclkemizde 984 afet meydana gelirken, bu rakam 1940 y\u0131l\u0131ndan beri en y\u00fcksek d\u00fczeyine ula\u015ft\u0131\u201d<\/p>\n

Konferansta Swiss Re\u2019nin Sigma raporuna g\u00f6re 2020 y\u0131l\u0131n\u0131n sigortac\u0131l\u0131k sekt\u00f6r\u00fc i\u00e7in en maliyetli y\u0131l olarak kay\u0131tlara ge\u00e7ti\u011fi, y\u0131l i\u00e7erisinde k\u00fcresel olarak 190 milyar dolar ekonomik kay\u0131p ya\u015fan\u0131rken, sigortac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn 81 milyar dolarl\u0131k k\u0131sm\u0131n\u0131 kar\u015f\u0131lad\u0131\u011f\u0131 bilgisini veren Benli, \u201c\u0130\u00e7erisinde bulundu\u011fumuz 2021\u2019in ilk 6 ay\u0131nda ekonomik kay\u0131p 93 milyar dolar\u0131 a\u015farken, 42 milyar dolarl\u0131k k\u0131sm\u0131 ise sigortal\u0131 hasarlardan olu\u015ftu. 2020 y\u0131l\u0131nda \u00fclkemizde 984 afet meydana gelirken, bu rakam 1940 y\u0131l\u0131ndan beri en y\u00fcksek d\u00fczeyine ula\u015ft\u0131\u201d ifadelerini kulland\u0131.<\/p>\n

Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Mete G\u00fcler ise konferansta finansal sigortalarda sekt\u00f6r\u00fcn \u00f6n\u00fcn\u00fc a\u00e7acak \u00e7al\u0131\u015fmalar y\u00fcr\u00fctt\u00fcklerine dikkat \u00e7ekerek, \u201cBina tamamlama sigortas\u0131nda penetrasyonu art\u0131rmak istiyoruz, bu konuda da \u00e7al\u0131\u015fmalar devam ediyor. Dijital poli\u00e7eye \u00f6nem veriyoruz. Bunu hayata ge\u00e7irmek i\u00e7in \u00e7al\u0131\u015fmalar\u0131m\u0131z devam ediyor. T\u00fcm belgeleri g\u00fcvenli bir \u015fekilde imzalama, saklama imkan\u0131 ile sigorta \u015firketlerinin h\u0131z\u0131n\u0131n artmas\u0131 ve operasyonel maliyetinin azalmas\u0131n\u0131 ama\u00e7l\u0131yoruz\u201d dedi.<\/p>\n

\u201cTar\u0131m \u00fcreticilerini fiyat dalgalanmalar\u0131ndan koruyan Gelir Koruma Sigortas\u0131 y\u0131l sonunda pilot olarak hayata ge\u00e7ecek\u201d<\/p>\n

SEDDK Ba\u015fkan Yard\u0131mc\u0131s\u0131 G\u00fcler, konferans\u0131n ana ba\u015fl\u0131\u011f\u0131 olan iklim krizine ili\u015fkin, \u201c\u0130klim d\u00fcnyan\u0131n en \u00f6nemli konusu oldu. \u0130klim de\u011fi\u015fikli\u011finin sebep oldu\u011fu ve olaca\u011f\u0131 ekonomik kay\u0131plarda sigorta \u00f6nemli rol oynuyor. DASK depremden do\u011fan zararlarda kritik bir rol \u00fcstleniyor. Sel felaketlerinin ek teminat olarak entegre edilmi\u015f b\u00fct\u00fcnc\u00fcl zorunlu do\u011fal afet sigortas\u0131 i\u00e7in \u00e7al\u0131\u015fmalar\u0131m\u0131z devam ediyor. Tar\u0131m \u00fcreticilerini fiyat dalgalanmalar\u0131ndan koruyan Gelir Koruma Sigortas\u0131 y\u0131l sonunda pilot olarak hayata ge\u00e7ecek\u201d de\u011ferlendirmesini yapt\u0131.<\/p>\n

Konferans\u0131n ikinci oturumu, IUC Group CEO\u2019su Menek\u015fe U\u00e7aro\u011flu\u2019nun moderat\u00f6rl\u00fc\u011f\u00fcnde \u201cUnderwriting\/Fiyatland\u0131rma ve Modelleme\u201d ba\u015fl\u0131\u011f\u0131 alt\u0131nda ger\u00e7ekle\u015fti. Panelde Ernst Rauch (Munich Re), Maruice Williams (Willis), Nicolas Gregory (Swiss Re), Prof. Dr. Sinan Akkar (T\u00fcrk Re), Tom Johansmeyer (Verisk) ve Marie-Laure Fandeur (Scor) konu\u015fma yapt\u0131.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Uluslararas\u0131 \u0130stanbul Sigortac\u0131l\u0131k Konferans\u0131, konusunda uzman sekt\u00f6r liderlerinin kat\u0131l\u0131m\u0131yla \u00e7evrim i\u00e7i olarak \u201c\u0130klim De\u011fi\u015fimi, Do\u011fal Afetler-Sigorta ve Reas\u00fcrans D\u00fcnyas\u0131nda Yeni…<\/p>\n","protected":false},"author":2,"featured_media":18327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-18326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/18326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/comments?post=18326"}],"version-history":[{"count":0,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/posts\/18326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media\/18327"}],"wp:attachment":[{"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/media?parent=18326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/categories?post=18326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/istanbulchannel.net\/index.php\/wp-json\/wp\/v2\/tags?post=18326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}